TransferGo isn’t only about saving money; it can be about earning money too.

Our Refer-a-Friend programme allows you to earn extra cash by referring your friends and family to use TransferGo. For Mr. Michał Czuchryta it was an obvious way of making money. We thought we’d share some of his experiences on how you can also create a second income.

Meet Michał, one of the stars of our 'Refer-a-Friend' program

Michał has been living in the UK for the last ten years, so he was among the first wave of immigrants that came to England after the borders opened in 2004.  At the moment he is living in London with his family.

Michał is a man of many talents. He has a financial and marketing background and is interested in digital media, fitness and a healthy lifestyle. He blogs about personal finances and personal growth.

About TransferGo, he said, ‘I like to know what’s going on. I support my parents back in Poland so I was looking for a smart way of sending money home. TransferGo appeared to be fast, cheap, and safe, so I tried it.’

When asked about what he liked most about TransferGo, he answered with no doubt: ‘Easiness and transparency. The website is very intuitive and you don’t have to have a degree in finance to understand what’s going on with your money.’

Michał has referred more than 100 people to use his individual refer-a-friend link and make a transfer with TransferGo. He got 1% of all the transfers made by his referrals for their first six months as a TransferGo customer. It means that he has earned hundreds of pounds from us. How did he do it?

Michał explains, ‘I was talking with my friends and it turned out that they usually send money to Poland with long established companies, but they weren’t getting the best rates. It seemed to me that my friends thought they were getting the most competitive exchange rate, but they hadn’t yet tried TransferGo. I knew your mid-market rates are the best on the market, so I was determined to draw everyone’s attention to this. Not only that, you guarantee next day delivery, destination amounts and you have no hidden fees or conditions. My colleagues are interested in saving money so I could offer them my code to get their first transfer for free. Also, as a canny investor I knew that I could make money out of your Refer-a-Friend programme. It’s a win for everybody.’

Michał posted his individual link on his blog as well as on his Facebook page.

‘It’s not only about great exchange rates and fixed fee. It’s also Polish Customer Service. You can trust TransferGo with your money as they always have your back’.

Our Refer-a-Friend programme allows you to earn 1% of each money transfer made by your referral and you get to offer your friends and family their first transfer for free by using your personal Refer-a-Friend code.

Register now and get your individual link.

P.S. Would you like to share your experience of living in the UK with me? Email me at I’d love to hear from more people.

Dominika Chmiel



The UK CIPD, a professional body for HR and people development, published a new study on migration and the UK labour market. It’s great news for migrant workers in the UK.

It states that EU migrants are impressively competitive in the UK labour market. Each day more and more UK employers are recruiting Polish, Latvian, Lithuanian and other EU citizens to make them part of their teams. It’s not about low pay and long hours for employers, apparently. Migrants are loved for their outstanding work ethic, skills and their valuable contribution to the company’s growth.

We at TransferGo say, ‘congratulations to all migrant workers for creating better lives across the EU, not just in the UK!’

The survey proves that there are real opportunities for all of us who want to work in the UK (and other countries) and make a better life for our families here and loved ones back home.

Thanks to our customers, we’re also happy to celebrate our achievement as we’re pitching on stage at the SWIFT Innotribe Grand Finale at SIBOS in Boston this week.

We may have genius technology and solutions, but most impressively, we are meeting the needs of ever growing numbers of customers who want the fastest money transfer service at the best price.


Apple recently launched iOS8 for iPhones and this appears to create issues with I.D. uploads once the new operating system is in use.

We recommend iPhone iOS8 users to click the option to upload your I.D. later and then send us a copy of your I.D. via e-mail directly to us using

There’s nothing we can do to fix this at the moment, as we’re waiting for Apple to take care of this problem.

When sending electronic copies of your identity documents, don’t forget to make sure that your document hasn’t expired and that the image is of high quality:

  • Your name, date of birth, document date of expiry and other details must be clearly visible
  • Maximum file size is 5 MB and valid formats are JPG, PNG, or PDF

Note: Other phones, browsers and previous versions of iOS are not affected by this issue

More information on I.D. uploads can be found at

How to upload your I.D.

September 10, 2014

At TransferGo what is important to you, our customer, is important to us.


We always do everything to make sure that your money travels in the fastest and safest way possible.  We’re a regulated business so verifying your identity helps us both to comply with regulations and build mutual trust. You can upload your I.D. when making your first booking – we highly recommend this so that future transactions are even easier – or you can upload your I.D. later.

It’s worth knowing that if your first transfer is above £750 (or equivalent) you’ll be asked to provide your proof of identity right away.

How to upload your I.D.

  • You’ll need electronic copies of your identity documents – if you don’t have an image of your passport, national I.D. card or driving licence, you can always take a picture with your mobile phone
  • Please make sure that your document hasn’t expired and that the image is high quality
    • Your name, date of birth, document date of expiry and other details must be clearly visible
    • Maximum file size is 5 MB and valid formats are JPG, PNG, or PDF
  • Log into your TransferGo profile.
  • Fill in all of the required fields – sender, recipient and transfer details.
    • Select your document type: passport, national I.D. card or driving licence
    • Upload your document
  • After your I.D. is uploaded it is verified by our team
    • If everything is fine then it will be approved
    • If the document is invalid or the image isn’t clear (or you’ve uploaded a picture of your cat) it will be declined and we’ll ask you to upload a new image – your payment won’t be processed without an approved I.D.

  • Once your I.D. is verified and approved you’ll be able to continue sending money in a fast, safe and easy way with TransferGo

It’s also worth noting that we sometimes need to ask for additional documentation or ask some questions as part of our normal compliance processes.

If you click the option to upload your ID later (after you are finished with your booking) a blue box appears on your account timeline showing the status of your ID verification and asking you to upload your ID, so we can proceed with your payment.

We’ll also send you an e-mail reminding you to verify your identity. You should then follow the above I.D. upload process.


Some great news for TransferGo

September 2, 2014


We’re proud to announce that TransferGo has received more recognition recently:

Bronze and silver awards for our “Money Travels Freely” outdoor advertising campaign at BalticBest 2014 festival of creativity organized by Cannes Lions.

Shortlisted for Best Online Consumer Payments Solution at the Payments Awards!

Finalist at BBVA OpenTalent 2014 in the new banking category

Daumantas, our CEO has also been recognised by Nordic Business Report in their 30 under 30 in Northern Europe award

We thank you, our customers, for all your support.

Hi there,

Hope everyone is having a great summer.

The TransferGo team has been working hard throughout the summer to deliver a lot of exciting stuff. We’ve been listening carefully to what you, our customers, have asked for.

Over the last 18 months we’ve saved you millions of Euros in transfer fees and delivered money to your loved ones and friends on the next day or even on the same day. Just in time for your holidays, birthdays, weddings or just amazing weekends to remember.

We’ve heard that many of you have wondered how TransferGo makes cross-border payments so fast and low cost. What’s the magic here?

Do you think we jump on Wizzair or Ryanair flights every day with our pockets filled with cash and fly it to your recipients? No, that’s not how TransferGo works.

To answer this important question we’ve made a short video for you to enjoy.

Watch how TransferGo really works.

So now, you’ll know for sure and can tell all your friends and family.

CEO @ TransferGo

Thank you!

I’d like to say a huge thank you to the many thousands of you, our customers, who have tried and loved TransferGo over the last 18 months.

Even more so, thank you to all those of you who cared enough to send us feedback on the improvements you’d like to see, to make TransferGo even better.
So guess what, we did some caring as well. We’ve compiled all the feedback from you, used data from our system and had a busy half a year improving TransferGo. Actually, we’ve redesigned it from scratch.

Mobile on any screen. Any device.


Today we are proud to introduce the mobile TransferGo experience with debit card payment option…and many more practical features in the pipeline. It’s designed to work on any mobile device; Android, iPhone, HTC, etc..smartphone, tablet or computer. It’s not an app. You don’t have to download anything. Just go to from any mobile browser and experience TransferGo.


From now on you’ll be able to send money from anywhere, anytime and no longer have to bother with e-banking logins to make a local transfer, if you don’t want to.



Pay with a debit card.

From now on you’ll be able to pay us with a debit card, the same way you’re paying in shops or online. We’re enrolling the debit card payment option for any transaction up to £500 (€600). To start with we’ll only accept card payments with GBP and Euro and will launch Zloty, Litas and Norwegian Krone soon.

We hope that these changes along with many other exciting and practical improvements coming up will make TransferGo even more user-friendly and useful.

Hopefully, that’s what we have right now with our brand new TransferGo mobile browser that’s designed to work well on any screen – smartphone, tablet or your computer.


To sum up, we believe that mobile and debit cards are going to transform your TransferGo experience to help you save even more money and time.


TransferGo CEO

P.S. More of your wish list will arrive soon…

Facebook-500lt Facebook-100lt

Our new ‘Money Travels Freely’ outdoor advertising campaign features the Lithuanian Litas and Lithuanian Heroes in iconic locations. It celebrates that there are no longer any borders for money. From now on, your money travels as freely as you do!

#TGOselfie competition rules:

  • Create your own version of our company advertising by taking photographs of yourself (and friends) posing next to iconic landmarks whilst holding money
  • The best entries will win free transfers, vouchers and surprise gifts
  • One entry per person
  • All entries must be legal and moral (abusive posts/photographs will be removed)
  • Competition open to EU residents only
  • Winners will be selected on a weekly basis
  • Please use #TGOselfie in your entry text
  • We reserve the right to finish the competition before the end date of 30 June 2014

We’ve showcased some samples on Facebook for your amusement and guidance…


TransferGo, and our customers, have been winning recognition recently for our innovative approach to international money transfers.

We were delighted to win the silver innovation prize at HackOsaka 2014 in Japan.

transfergo-hack-osaka-japanWe were extremely flattered to be shortlisted by TechTour at their Digital Tech Summit as one of the best digital investment opportunities in Europe.

transfergo-techtour-best-digital-investment-opportunity-in-EuropeWe’re also really excited to make the semi-finals of the SWIFT Innotribe Startup Challenge on May 1.

transfergo-inotribe-swiftThank you to all our customers who make this possible.

Daumantas Dvilinskas, CEO, and the TransferGo team.

GoUni_LogoTransferGo is happy to share our first year results and invite student society members and their affiliates across the UK to participate in the first ever GoUni 2014 student society competition!

Lets start with a quick update.

In 13 months after going live, we are very happy and proud to share that we’ve recently crossed 10m+ Euros in money transferred, 20,000+ registered customers and more than 666,000+ Euros in savings generated for our customers.

At same time, WesterUnion and banks didn’t have to worry about where to store 666k Euros in additional revenue. Less bonuses and yachts, more money for our customer households to keep. Whoop!

What makes us even happier is that we’ve got 96% approval rate from you our dear customers. This is a great recognition for all the work TransferGo team does every day. Your recognition will motivate us to do an even better job in the future. I’d like to let you in on a little secret.

 This is why we do this job. :)

Don’t take my word for granted:


Inspired by all of this great news we’ve decided to add even more value to our customers. We think it’s long over-due for us to refer back to the segment we’ve started with and which is probably closest to our hearts. That’s overseas students!

Most of TransferGo’s team (some finishing this year) have been studying in the UK and know first-hand what it’s like to live there. So many things to do, so many places to see, so many social activities to organize and participate in.

However, more often than not, not having enough cash in the pocket is what stops us from making most of our international student experiences. We faced the same problem both as individuals and as parts of cash-starved societies looking to do exciting things with modest budgets.

Good news! GoUni 2014 competition will solve money problems both for students and their societies. All you have to do is participate in the GoUni 2014 competition for student societies.




Introducing –  GoUni 2014 competition for student societies.


Earn a year’s worth of society budget in just one month!

An amazing opportunity to earn £1000+ in cash for your society’s activities and events, paid directly into your society’s bank account. All you have to do is invite your friends and family to save money and time by using TransferGo when making international money transfers.


It’s really simple to join GoUni 2014!


  1. Register with TransferGo.
  2. Get a unique referral code instantly on your profile.
  3. Make sure link your email to a society of choice in our registration so that we’d know which society you affiliate with. Make sure it’s the same email you’ve used to register with TransferGo.
  4. Refer as many new great people to TransferGo over March 2014.
  5. Societies will compete with one another, on which members can refer more in money flow.

More info on our referral program:

On average 30 active referrals could put £100 in your pocket in just one month. With cash accumulating over the course of six months most active individual referrers have banked more than £1000.


That’s what people on TransferGo’s referral programme are earning already. Here’s how it works.

For smart and creative student teams, earning £500 in a month should be a breeze.

The winner societies will get the sum of all their members accumulate cash earnings straight into their budget.

And it gets better, for the 1st, 2nd and 3rd place we’ll multiply the winnings to make sure that your society is funded sufficiently to organize great events, activities and socials over the next year without the need to go out there looking for money.

  • 1st place – 2x amount of earned £ by society members
  • 2nd place – 1.75x amount of earned £ by society members
  • 3rd place  – 1.5x amount of earned £ by society members

No losers. All other societies will enlarge their pockets by as much as all their members individually (1x amount).

Very soon there is going to be a dynamic leader board on where you’ll be able to track how well your society is doing.

Rules are straightforward:


  1. Start referring to your fellow international students, parents, emigrants and expats across the UK and beyond.
  2. All new registration who will have joined TransferGo from the 1st of March to the 31st of March, 2014 will count in GoUni 2014.
  3. All the referral cash earned by individuals can be claimed at any time and accumulated for 6 months onwards as standard referral program rules apply. You as individuals will keep what you refer.
  4. We are sure that by becoming a society member you have showed sufficient integrity. Nevertheless, any fraudulent, money-laundering related, illegal and unfair methods of attracting referrals or artificially boosting referral amounts will not be tolerated. It’s at TransferGo’s sole discretion to ban societies or individuals for any suspected misuse. Only fair-playing communities will be awarded and respected.
  5. You can refer people of all nationalities. As long as they need to send money from and to the UK. Don’t forget TransferGo is now live across most of the European countries.
  6. This is the most important rule of all. Have fun! We have special prizes for the most creative methods of referring.

Interested in participating at GoUni 2014?

Register with TransferGo and affiliate yourself with your society here.

Please do so by the 21st of February.

We are currently on tour going around visiting student communities in the UK. Wanna meet up?

We’d love to visit your university after the exams are done, have a few drinks and tell you all about GoUni 2014.

Write to us:

For more information on TransferGo:

All the best,


CEO @ TransferGo